Independent research & oversight on financial crime in fintech.
FinCrimeLab is a non-profit observatory focused on AML/CFT, governance, and emerging risks in digital finance.
- EU-focused AML/CFT analysis
- Fintech, CASPs, PSPs & payment rails
- Public-interest reporting with methodology
Focus Areas
Independent analysis across key domains in digital finance.
AML/CFT Governance
Policy design, supervisory practices, and board oversight across the EU.
Payments & PSP Risk
Merchant acquiring, remittance, and embedded finance risk controls.
Crypto-Asset Compliance (MiCA)
CASP obligations, market abuse, and travel rule implementation.
Sanctions & Evasion Patterns
Typologies, high-risk corridors, and correspondent networks.
Fraud & Illicit Networks
Scams, mule accounts, and cross-rail laundering tactics.
Featured Publication
Recent brief from our ongoing monitoring.
Own-Funds & Governance Red Flags in Licensed Fintechs
This brief examines capital adequacy disclosures and governance statements from a sample of licensed fintech institutions, highlighting patterns in own-funds shortfalls, board independence, and supervisory remediation.
Methodology
How we approach research and oversight.
We use public filings, regulatory data, and transparent methods. Each brief includes sources, definitions, and reproducible steps to enable independent verification and constructive debate.
- Source transparency
- Clear separation: facts vs analysis
- Right of reply
About FinCrimeLab
FinCrimeLab advances public-interest research on financial crime risks in digital finance, supporting better governance, consumer protection, and resilient payments and crypto markets.
- Non-profit
- Independent
- Evidence-driven
- European scope
Contact
Media, regulator, or industry? We welcome outreach.
Disclaimer
FinCrimeLab provides research and analysis for public interest and does not make legal accusations.